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| Comapny name |
: |
Citigroup Inc |
| Share |
: |
C |
Analysis date |
: |
26-Oct-2007 |
| Stock exchange |
: |
NYSE |
Rating |
: |
6/9 |
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| 1 |
History of Consistently Increasing EPS, Sales & Cash Flow. |
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1) EPS has increased consistently over 5 years? |
Yes |
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2) Sales has increased Consistently over 5 years? |
Yes |
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3) Cash Flow has increased consistently over 5 years? |
No |
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4) What is the historical/projected EPS growth rate?
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9.20% |
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| 2 |
Sunstainable Competitive Advantage |
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1) The company has a sustainable competitive advantage? |
Yes |
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Citigroup Inc. (Citigroup) is a diversified global financial services holding company whose businesses provide a range of financial services to consumer and corporate customers. Citigroup has more than 200 million customer accounts and does business in more than 100 countries. |
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| 3 |
Future Growth Drivers |
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1) The company has future growth drivers in place? |
Yes |
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Citigroup\\\'s goal is to focus more of their activities outside the United States, where the opportunities for growth are greatest. They\\\'re doing that by, among other activities, opening branches in key markets—approximately 70 percent of their new branches have been in the emerging markets. |
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| 4 |
Conservative Debt |
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1) The company has Long Term Debt <3x Net Profit? |
No |
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2) Long-Term Debt is $
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288,494.00 million |
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3) Net Profit is $
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21,538.00 million |
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| 5 |
High & Consistent ROE and ROA |
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1) The company has ROE>12-15% over 5 years? |
Yes |
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2) The company has ROA>7% over 5 years? |
No |
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| 6 |
Low CAPEX for Maintenance of Current Operations? (Not a key criterion) |
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1) The business requires low CAPEX for maintenance of Current operations? |
Yes |
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2) Is ( Free Cash Flow/Sales Revenue )>5%? |
No |
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| 7 |
Management is Holding/Buying the Stock |
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1) Key Management has not been selling large Proportion of company stock? |
Yes |
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| 8 |
The Stock Price is Selling at a Discount (High Margin of Safety) |
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1) Current operating cash flow/EPS
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4.25 (EPS) |
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2) Projected Earnings Growth Rate
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9.20% |
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3) Number of shares outstanding
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4,986.10 million |
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4) Intrinsic Value
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$64.00 |
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5) Share price is below intrinsic value? |
Yes |
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| 9 |
Stock Price is Consolidating or on an Uptrend |
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1) Stock price breaking out of consolidating |
No |
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2) Stock price at a dip on a uptrend |
No |
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3) Stock price above 20 or 50 day moving average |
No |
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